Profiden
Industries Banks & NBFCs
Banking & Finance

KYC & Compliance
for Banks & NBFCs

From retail account opening to corporate credit underwriting, Profiden covers every check at every stage of the customer lifecycle — so you onboard faster while staying fully aligned to RBI, PMLA and FATF mandates.

RBI-aligned CKYC integrated PMLA-ready

Retail account · KYC

CKYC registry linked

Live
Aadhaar & PAN verification
Verified
Video KYC — liveness + face match
Verified
AML & PEP screening
Clear
CIBIL & bureau pull
In progress

~2s

KYC verification

100%

RBI-aligned

The challenge

Compliance rigour without the onboarding drag

Every regulator tightening — RBI master directions, PMLA amendments, FATF reviews — adds checks. Doing them manually slows account opening and pushes customers to abandon the journey.

Onboarding drop-offs

Manual KYC and repeated document uploads stretch account opening from minutes to days, and customers walk away mid-journey.

Audit & penalty exposure

Fragmented records and inconsistent screening make RBI inspections stressful and PMLA reporting error-prone.

Too many point tools

Separate vendors for Video KYC, AML, bureau and CKYC mean no single audit trail and constant reconciliation.

How Profiden helps

One compliant KYC stack for the whole customer lifecycle

Pre-configured, regulator-aligned workflows for retail, corporate and lending onboarding — built and maintained to the latest RBI, SEBI and IRDAI guidelines.

RBI-compliant Video KYC

Assisted and self-serve Video KYC with liveness detection and face match, recorded for audit.

Aadhaar & PAN verification

Real-time identity validation with offline Aadhaar XML and PAN–name match.

AML & PEP screening

Sanctions, PEP and adverse-media screening at onboarding and on an ongoing basis.

CIBIL & bureau checks

Pull credit bureau reports for underwriting and risk-based due diligence.

CKYC registry integration

Search, download and upload records to the Central KYC registry automatically.

Continuous monitoring

Periodic re-KYC and transaction-triggered re-screening to stay PMLA compliant.

Coverage

Screening across every banking relationship

Retail customers, corporate borrowers and your own workforce — each with the right depth of diligence.

Retail Customers

Instant, compliant onboarding for savings, cards and wallets.

  • Aadhaar & PAN KYC
  • Video KYC upgrade
  • AML & PEP screening
  • CKYC upload

Corporate & Lending

Deeper diligence for credit, current accounts and trade.

  • GST & MCA verification
  • Director & UBO check
  • Bureau & financials
  • Sanctions screening

Staff & Agents

Screen employees, DSAs and BCs who handle customer money.

  • Criminal & identity check
  • Employment history
  • Address verification
  • Continuous re-screen

Pre-configured checks for banking compliance

Every check your compliance team needs, maintained to the latest RBI, SEBI and IRDAI guidelines.

Video KYC (RBI-compliant)
Aadhaar & PAN verification
AML & PEP screening
CIBIL & bureau checks
Account aggregator integration
Transaction monitoring
Liveness detection & face match
CKYC registry integration
Sanctions list screening
UBO & director check
Mobile & email OTP validation
FATF-compliant workflows
Why Banks & NBFCs teams choose Profiden

Open accounts in seconds, satisfy every audit

Straight-through onboarding

Automated verification clears most customers without manual review, cutting account-opening time to seconds.

Inspection-ready records

Every check is logged with timestamp and evidence, so RBI inspections and PMLA reporting are effortless.

One compliant platform

Video KYC, AML, bureau and CKYC in a single audit trail — no reconciliation across vendors.

~2s
KYC verification time
100%
RBI-aligned
0%
Manual review needed
CKYC
Registry integrated

See your banking KYC workflow live in 30 minutes

We'll demo a pre-configured RBI-compliant onboarding flow scoped to your institution's requirements.

Frequently asked questions

Common questions from HR, compliance, and operations teams.

Bank employees in India undergo identity verification, education and employment history checks, criminal record checks, CIBIL credit checks, and police verification for certain roles. RBI guidelines require banks to conduct thorough due diligence on all staff with access to customer data or financial systems.

Yes, RBI guidelines for NBFCs require background verification for employees in sensitive roles. Under PMLA regulations, NBFCs must also screen employees and customers against PEP and sanctions lists, and conduct KYC as part of their anti-money laundering framework.

Under the Prevention of Money Laundering Act, banks and NBFCs must verify customer identity, screen against PEP and sanctions lists, monitor transactions, and maintain audit-ready records. Background verification of employees in key roles is part of the broader PMLA compliance framework.