Financial Health
Assessment

Go beyond a credit score. Profiden's financial health check combines CIBIL scores, ITR filing verification, bank statement analysis, and repayment history to give you a complete picture of your business partner's financial strength.

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CIBIL Score

Bureau score with repayment history & overdue flags

ITR Verification

Income tax return filing status from NSDL portal

Bank Statement

Transaction analytics, turnover & cash flow health

Delinquency Flags

NPA, write-off, and late payment history

Litigation Check

Civil financial disputes and recovery proceedings

Periodic Review

Quarterly re-assessment with change alerts

Every financial signal in one report

Combine multiple financial data points into a single, actionable vendor risk report.

Credit Bureau

CIBIL commercial score
Payment history (24 months)
Outstanding liabilities
Credit utilisation ratio
Inquiry footprint

Tax & Compliance

ITR filing status (3 years)
Declared annual turnover
TDS deduction record
GST return regularity
Tax demand & notices

Banking & Cash Flow

Monthly average balance
Inflow vs outflow trends
Cheque bounce history
EMI deduction patterns
Cash flow seasonality

Know the financial health of every partner

See how Profiden combines credit bureau, tax, and banking data into one clear vendor risk picture.

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Financial HealthAssessment