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Industries Fintech & Payments
Fintech & Payments

KYC & Onboarding
for Fintech & Payments

Wallets, lending apps and crypto exchanges live and die by their onboarding funnel. Profiden gives you pre-built, RBI- and FIU-aligned KYC flows that verify users in seconds — so you scale sign-ups without opening compliance gaps.

Talk to a fintech specialist All Industries
API-first RBI & FIU aligned Min-to-full KYC

Wallet user · Full KYC

API onboarding

Live
Aadhaar OTP KYC
Verified
Bank account — penny drop
Verified
Liveness & face match
Verified
AML watchlist screening
Screening

Seconds

To onboard

Min→Full

KYC upgrade

The challenge

Growth targets and compliance mandates pull in opposite directions

Product wants a frictionless sign-up; compliance needs airtight KYC and AML. Bolt-on point tools force you to choose. Profiden lets you have both.

Onboarding at scale

Every extra KYC step costs conversions, but skipping checks invites fraud and regulatory action.

Fraud & fake accounts

Synthetic identities, mule accounts and multi-accounting drain trust-and-safety budgets fast.

Many models, one team

Wallets, lending and crypto each have different KYC norms — building for all three in-house is slow.

How Profiden helps

KYC that keeps up with your funnel

A single API for identity, bank, AML and risk checks — with tiered KYC that upgrades users from minimum to full verification exactly when your product needs it.

Bank account verification

Instant penny-drop and IFSC validation before you enable payouts.

CKYC integration

Central KYC registry search and upload built into the onboarding flow.

Crypto wallet screening

Blockchain address risk scoring and travel-rule support for VASPs.

UPI & payment KYC

VPA verification and payment-risk scoring for merchants and users.

Real-time AML screening

Sanctions, PEP and watchlist screening at sign-up and on transactions.

Liveness detection

Anti-spoofing biometrics that block synthetic and stolen identities.

Use cases

Built for every fintech model

Pre-configured flows you can go live with in days — tuned to the compliance profile of each product.

Digital Wallets

Instant KYC for wallet top-ups and merchant payouts, with min-to-full upgrade paths.

  • Aadhaar OTP KYC
  • Video KYC upgrade
  • Transaction-limit unlock
  • AML monitoring

Lending & BNPL

Verify borrower identity and assess creditworthiness at the point of application.

  • PAN & bureau check
  • Income verification
  • Address confirmation
  • Fraud scoring

Crypto Exchanges

RBI/FIU-aligned KYC with blockchain address risk scoring.

  • Full KYC per FIU norms
  • Blockchain risk scoring
  • Travel-rule support
  • Sanctions screening
Why Fintech & Payments teams choose Profiden

Higher conversion, lower fraud, faster launches

Convert more sign-ups

Seconds-long verification and tiered KYC keep users in the funnel instead of abandoning it.

Ship compliance-ready

Go live with flows already aligned to RBI and FIU-IND norms — no legal rebuild before launch.

One API, every check

Identity, bank, AML and risk from a single integration your engineers finish in days.

1 API
For every check
Days
To go live
Real-time
AML screening
Tiered
KYC levels

Go live with compliant KYC in days, not months

Book a demo and we'll show you a pre-built fintech KYC workflow ready to integrate via API.

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